Immediate Fixed Annuity

Four cassettes, 6 hrs. read by the author You lead a busy life. Work, home, family, friends -- busy, busy, busy. At work, you have a computer, a telephone with several lines, email, a fax machine, conference calls, colleagues who need you, and an assistant. Your computer contains everything important to your job, which would be great if you knew how to use it. You let your assistant handle the telephone and the fax, and if you are having a really good day, things with colleagues aren't too crazy and you get to your email before dark. Riding home on the train, you work on your laptop (when it feels like it), attempt remote email in vain at least three times, and scowl at the other passengers gabbing on their cell phones at top volume until yours goes off and you almost knock your laptop onto the floor trying to get it in time. At home there are spouses and children to deal with, more phones, more computers, more time saving devices that never seem to work. You turn to instant gratification sources like television for a moment of peace -- but not more, because you don't have the time. Your one minute of true quiet, when you lie down in bed, is filled with thoughts of what you have to do, whose problems you have to fix, places you have to be and is gone almost immediately because you are too tired and overloaded not to shut down. Somehow the time saving devices that dictate our days combined with the 9 million things we have to get done right away, and the places we have to be, and the people we have to squeeze in somewhere, to create a state total and absolute hysteria most of us learn to live with, until on day we just can't take it anymore! Think of your grandparents'generation. Life was simpler, yes, but life was also saner. That generation had a way of seeing through the nonsense -- of using their own inner wisdom and common sense to guide them on their way.

""For anyone who needs to understand different types of life insurance, as well as considerations for purchasing and managing policies, this book should be on your nearby reference shelf. If you've frequently found yourself fumbling around with terminology, such as the differences between variable, universal, and variable universal life (VUL) policies, you'll finally see some light through the haze."- MorningstarAdvisor.com Life insurance doesn't have to be complex or intimidating. Ben Baldwin's completely revised and updated guidebook makes it clear and logical, discussing how to analyze insurance products based on their investment merits and best overall financial returns. This clear, authoritative resource for consumer insurance information covers the pros and cons of Internet purchases, techniques to use capital within a policy, the fixed premium feature, insurance for different stages of life, and the new emergence of "immediate annuities.

Annuity (finance theory) - The term "annuity" is used in finance theory to refer to any stream of fixed payments over a specified period of time. This usage is most commonly seen in academic discussions of finance, usually in connection with the valuation of the stream of payments, taking into account time value of money concepts.

Perpetuity - A perpetuity is an annuity in which the periodic payments begin on a fixed date and continue indefinitely. Fixed coupon payments on permanently invested (irredeemable) sums of money are prime examples of perpetuities.

Consumption of fixed capital - Consumption of fixed capital (CFC) is a term used in business accounts, tax assessments and national accounts for depreciation of fixed assets. CFC is used in preference to "depreciation" to emphasize that fixed capital is used up in the process of generating new output; CFC may include other costs incurred in using fixed assets beyond actual depreciation charges.

Fixed-point arithmetic - In computing, a fixed-point number representation is a real data type for a number that has a fixed number of digits after the decimal (binary or radix) point. Fixed-point numbers are useful for representing fractional values in native two's complement format if the executing processor has no floating point unit (FPU) or if fixed-point provides

immediatefixedannuity

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