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Green Magazine's Guide to Personal Finance: A No B.S. Primer for Your Twenties and Thirties by Ken Kurson,

Green Magazine's Guide to Personal Finance: A No B.S. Primer for Your Twenties and Thirties by Ken Kurson,
Straight-up, jargon-free advice on personal finance for those made nauseous by the phrase "personal finance." What the hell's a stock? A bond? A mutual fund? And why do I need to know? Is it better to start investing, or pay off that lingering credit card balance? Should I borrow money to buy a bungalow? A Jaguar? A jalopy? How? What's so great about compound interest anyway? Is the price of this book tax-deductible? "The Green Magazine Guide to Personal Finance answers these questions and provides savvy, sensible money advice for anyone who doesn't want to wade through lots of b.s. Ken Kurson, editor of the critically acclaimed "Green magazine, demystifies all types of personal financial matters--investing, retirement planning, credit card debt, student loans, first-time home buying, insurance, taxes--as well as providing valuable information on learning to live within your means, dealing with deadbeat roommates or spendthrift boyfriends, and putting on a cheap wedding. Ken Kurson's engaging yet always pragmatic money-speak is enlivened with real-life examples, pie charts, comics, and dead-on humor. His advice doesn't always sound like Dad's, but it's every bit as solid. The "Green Magazine Guide is the only book that speaks to all those who are cynical, intimidated, or simply flummoxed about money matters.



Insider Lending: Banks, Personal Connections, and Economic Development in Industrial New England by Naomi R. Lanoreaux,
Insider Lending: Banks, Personal Connections, and Economic Development in Industrial New England by Naomi R. Lanoreaux,
Banks in early nineteenth-century New England functioned very differently from their modern counterparts. Most significantly, they lent a large proportion of their funds to members of their own boards of directors or to others with close personal connections to the boards. In Insider Lending, Naomi R. Lamoreaux explores the workings of this early nineteenth-century banking system - how and how well it functioned and the way it was regarded by contemporaries. She also traces the processes that transformed this banking system based on insider lending into a more impersonal and professional system by the end of the century. In the particular social, economic, and political context of early nineteenth-century New England, Lamoreaux argues, the benefits of insider lending outweighed its costs, and banks were instrumental in financing economic development. As the banking system grew more impersonal, however, banks came to play a more restricted role in economic life. At the root of this change were the new information problems banks faced when they conducted more and more of their business at arm's length. Difficulties in obtaining information about the creditworthiness of borrowers and in conveying information to the public about their own soundness led them to concentrate on providing short-term loans to commercial borrowers and to forsake the important role they had played early on in financing economic development.



Package loan - A package loan is a real estate loan used to finance the purchase of both real property and personal property, such as in the purchase of a new home that includes carpeting, window coverings and major appliances.

Personal organizer - A personal organizer, day planner, or personal planner is a small book usually containing a calendar, address book, and ruled pages in which one may record notes. Paper-and-binder personal organizers are increasingly being supplanted by electronic personal digital assistants (PDAs) and personal information manager software; some personal organizers attempt to bridge the gap by featuring holders for PDAs.

Rm w/a Vu (Angel episode) - When Cordelia flees her cockroach-infested apartment and stays with Angel, Doyle joins them in escaping from demon bounty hunters looking for him after he overspends a personal loan granted to him from a demon gangster.

Chose in action - A chose in action is an intangible personal property right recognised and protected by the law, which has no existence apart from the recognition given by the law, or which confers no present possession of a tangible object. Examples include the right to payment under a loan contract, the promise to pay on a bill of exchange, and the standing to sue for damages.



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